Terms of Service

Last Updated: September 14, 2026

Welcome to LEVEL UP MY FINANCE (“LEVEL UP MY FINANCE,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, educational programs, consultations, digital tools, and materials (collectively, the “Services”).

By accessing our website or enrolling in our programs, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not use our Services.

1. Educational Platform Disclaimer (Not Financial Advice)

• Educational Purpose Only: All content, materials, courses, and discussions provided through our Services are for educational, informational, and self-regulatory purposes only.

• No Advisory Relationship: We are not registered investment advisors, broker-dealers, financial planners, certified public accountants, or attorneys. Use of our Services does not create a fiduciary, financial advisory, legal, or professional client relationship.

• Independent Responsibility: You acknowledge that any financial decisions, trades, investments, or strategy implementations you make are done entirely at your own risk. We strongly encourage consulting with a licensed financial professional or tax advisor before executing any financial strategy.

2. Eligibility & Account Responsibilities

• Age Requirement: You must be at least 18 years old to access our Services or submit personal information.

• Account Security: You are responsible for maintaining the confidentiality of any login credentials, account details, or consultation links provided to you. You agree to accept responsibility for all activities that occur under your account.

• Accuracy of Information: You agree to provide accurate, current, and complete information during intake, scheduling, or registration processes.

3. Intellectual Property Rights

• Ownership: All content, course modules, graphic assets, branding, text, code, image layouts, and software utilized within our Services are the exclusive property of [Insert Business Name] and are protected by applicable copyright, trademark, and intellectual property laws.

• Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and view our educational materials strictly for your personal, non-commercial use.

• Restrictions: You may not copy, reproduce, distribute, modify, create derivative works from, resell, or publicly display any portion of our content or platform without our express prior written permission.

4. Appointments, Cancellations & Payments

• Payment Processing: All fees for courses, memberships, or consultation sessions are processed via secure, PCI-DSS compliant third-party payment gateways. You agree to pay all charges incurred at the posted rates.

• Scheduling & Cancellations: Appointments booked through our platform (e.g., via the "Book Appointment" feature) must be rescheduled or canceled according to the specific timeframe outlined during your booking confirmation.

• Refund Policy: Refunds, if applicable, are governed strictly by the specific terms provided at the time of purchase or program enrollment.

5. Mobile & Electronic Communications

• Consent to Communications: By providing your email address or mobile phone number, you consent to receive transactional updates, appointment notifications, and administrative notices electronically.

• SMS Messaging (A2P 10DLC Compliance): If you opt-in to SMS updates, message frequency may vary. Standard message and data rates may apply. You may opt out at any time by replying STOP to any text message. Reply HELP for support. SMS opt-in data will never be shared or sold to third parties for marketing purposes.

6. Prohibited Conduct

When accessing or using our Services, you agree not to:

• Violate any applicable local, state, national, or international laws or regulations.

• Distribute viruses, spyware, malware, or any other malicious code.

• Use automated scripts, scraping tools, or bots to harvest data from our site.

• Attempt to gain unauthorized access to our servers, user accounts, or private network architectures.

• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

7. Limitation of Liability

To the maximum extent permitted by applicable law, [Insert Business Name], its founders, directors, employees, partners, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

• Loss of profits, data, revenue, or goodwill.

• Any financial losses or investment results arising from your reliance on our educational content.

• Unauthorized access to or alteration of your transmissions or data.

In no event shall our total aggregate liability exceed the total amount paid by you to us in the twelve (12) months preceding the claim.

8. Indemnification

You agree to defend, indemnify, and hold harmless [Insert Business Name] and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, losses, or expenses (including reasonable attorney fees) arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any intellectual property rights.

9. Modifications to Services & Terms

We reserve the right to modify, suspend, or discontinue any aspect of our Services or update these Terms at any time without prior notice. The date of the latest update will be reflected at the top of these Terms. Your continued use of the platform following any modifications indicates your acceptance of the updated Terms.

10. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any dispute or claim arising out of or relating to these Terms or our Services shall be brought exclusively in the state or federal courts located in Broward County, Florida.

11. Contact Us

If you have any questions or concerns regarding these Terms of Service, please contact us at:

LEVEL UP MY FINANCE

6412 Braeburn Dr

North Lauderdale, FL 33068

United States

Email: [email protected]